Using Your Dental Insurance at McElroy Smiles
Dental Insurance
Which dental insurance plans do you accept?
Guardian, Aetna, Anthem Blue Cross Blue Shield, DenteMax, Delta Dental, Sun Life Financial, DentaQuest, UnitedHealthcare, Connection Dental, Anthem Blue Cross, Cigna, MetLife, Humana, Blue Shield of California, GEHA, Ameritas, Blue Cross Blue Shield Federal Employee Program, Blue Cross Blue Shield of Massachusetts, Advantica, and Best Life and Health.
If you do not see your insurance listed, contact us and we will let you know whether we can accept it.
Is the $200 new patient price on top of my insurance?
What if you do not take my plan, or I have no insurance?
Ready to book?
We are in-network with most major PPO dental plans in Encinitas. Call (760) 621-8700 with your plan name and we will confirm before your visit.
Yes. We file your claims directly, so you do not handle the paperwork. You pay only your share of the plan, with upfront pricing before any treatment.
No. The $200 is the cash price for patients without insurance. With a PPO plan, we bill your insurance and you pay only your share, which is often little or nothing for a covered exam and cleaning.
The emergency exam is a flat $100 for everyone and is not billed to insurance. Call by noon and we will see you the same day.
Patients without insurance can use our flat cash prices or join the McElroy Smile Membership, a paid plan built for the uninsured. We also offer financing through partners like Proceed Finance, SunBit, and CareCredit.
